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Mortgage & Home Equity
Rates effective May 17, 2013
Fixed Rate Mortgages
Adjustable Rate Mortgages
Home Equity Line of Credit, Auto & Other
Consumer Loans
Fixed Term Rate |
Rate |
Points |
APR |
Payment
Per $100,000 |
10 Year
|
2.625% |
0.000% |
2.905% |
$948.39 |
|
10 Year |
2.500% |
1.000% |
2.990% |
$942.70 |
15 Year
|
2.875% |
0.000% |
3.068% |
$684.59 |
|
15 Year |
2.625% |
1.000% |
2.962% |
$672.69 |
20 Year
|
3.375% |
0.000% |
3.527% |
$573.56 |
|
20 Year |
3.250% |
1.000% |
3.516% |
$567.20 |
30 Year
|
3.625% |
0.000% |
3.735% |
$456.05 |
30 Year
|
3.500% |
1.000% |
3.691% |
$449.04 |
30 Year FHA
|
3.500% |
0.000% |
3.601% |
$449.04 |
|
30 Year FHA |
3.375% |
1.000% |
3.558% |
$442.10 |
30 Year MFHA*
|
4.000% |
0.000% |
4.104% |
$477.42 |
|
30 Year MHFA No MI* |
4.375% |
0.000% |
4.482% |
$499.29 |
To apply or learn more call 877-963-2100. |
Rates are subject to change.
Purchase – Rate and APR assumes:
Borrower(s) credit score is greater than 740, the mortgage is for a
single family owner occupied property, a 20% minimum down payment,
and a loan amount of $100,000.
Refinance - Rate and APR assumes: Borrower(s) credit score is
greater than 720, the mortgage is for a single family owner occupied
property, a loan to value (LTV) of less than 75%, no cash out, and a
loan amount of $100,000. Borrowers wanting cash out or with a credit
score less than 720 are subject to adjustments to posted rates.
Conforming Loan Limits apply: One Unit - $417,000, Two Unit -
$533,850, Three Unit - $645,300, Four Unit - $801,950.
Jumbo loans
are available for all adjustable rate mortgages. Please call for
details.
* Property must be located in Massachusetts. Please call for
details.
For current rates call 877-963-2100. |
For current rates call 877-963-2100. |
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