Your money at your fingertips with Randolph checking

No matter what your checking needs, Randolph Savings Bank has an account that is just right for you. We have great options that make banking easy. Checking on the go is hassle free with our free debit Master Card® – pay for purchases almost anywhere with ease! And you’ll never have to worry about finding an ATM that accepts your card – your Randolph checking account gives you access to thousands of ATMs across the country through our partnership with the SUM network.


  • FREE online banking with  bill pay
  • FREE mobile deposit
  • Unlimited check writing
  • FREE ATM transactions at all Randolph Savings Bank ATMs
  • Surcharge-free transactions at all SUM™ ATM locations1

Free Checking

Interest Checking

Relationship Checking

Monthly service charge fee


$82 - waived with monthly direct deposit


Minimum balance to waive service charge fee








Minimum balance to earn APY




Non Randolph Savings Bank ATM fees (card activity charge) waived per statement cycle




Other banks’ ATM surcharges rebated per statement cycle



Up to $15.00

Additional Features


Free first order of basic checks

  • Free basic checks
  • Free Treasurer’s checks
  • Free money orders
  • Special rates on CDs
  • $500 towards closing costs on Randolph Savings Bank mortgage

Fees will apply for other services such as NSF/Overdraft fees, check orders and stop payments. Ask for a copy of our Schedule of Fees for a complete list.MA residents 65 years of age and over or 18 years of age or under usually qualify for exemption from certain fees on deposit accounts. Please contact a Bank Customer Service Representative in any branch to arrange for your exemption.

1 - Randolph Savings Bank is a member of the SUM® Program. Additional ATM surcharges will not be imposed on Randolph Savings Bank customers who use their cards at SUM® designated ATMs. However, Randolph Savings Bank does impose an ATM network fee (card activity charge) for transactions at non- Randolph Savings Bank ATMs (Refer to our current Schedule of Fees). Other banks may impose a surcharge for use of their ATMs.

2 - An $8 service charge fee will be imposed every statement cycle if the balance falls below $500 on any day of the statement cycle. Fee waived with monthly direct deposit.

3 - A $15 service charge fee will be imposed every statement cycle if the combined deposit balance falls below $15,000 on any day of the statement cycle. Combined deposit account balances include Randolph Savings Bank: Checking, Savings, CD and IRA accounts with the same tax reporting owner.